With over 20 years of experience, our dedicated team—led by Frank Garcia, LUTCF, CSA, RSSA®—delivers personalized, strategic financial planning that empowers you to protect your assets, plan your legacy, and build a secure future.
Insurance isn’t one-size-fits-all—yet nearly half of Americans are underinsured, leaving their families vulnerable. Our tailored insurance solutions include personalized life, disability, long-term care coverage, and risk management strategies specifically designed to match your unique needs. With strong relationships across top carriers, we ensure optimal protection and financial peace of mind.
Only about 30% of family businesses successfully transition to the next generation, often due to inadequate succession planning. Our team helps business owners build effective buy-sell agreements, exit strategies, continuity planning, and tax-efficient succession plans. We ensure your business legacy and family’s financial future are protected and positioned for long-term success.
Financial security goes beyond basic retirement savings—60% of Americans worry about outliving their retirement funds. Our comprehensive planning services include retirement readiness, proactive tax strategies, wealth preservation, and asset protection. We create tailored financial plans designed to grow your wealth, reduce risks, and ensure lasting financial peace of mind.
Social Security decisions can significantly impact your retirement income, yet 96% of Americans fail to maximize their benefits—often leaving tens of thousands of dollars on the table. Our RSSA-certified experts provide personalized analysis, clear guidance, and optimized claiming strategies, ensuring you secure every benefit you’re entitled to.
Retirement planning is particularly challenging for self-employed individuals, with nearly 30% lacking adequate savings. SETARA offers tailored solutions for self-employed professionals, small business owners, and independent contractors. We help you strategically manage payroll taxes, optimize retirement contributions with SEP IRAs, Solo 401(k)s, and Defined Benefit Plans, and ensure your financial future with clarity and confidence.
Our holistic approach connects the dots between investments, tax planning, and risk management, ensuring no aspect of your financial future is overlooked.
Every financial plan is uniquely crafted to reflect your personal goals and risk profile.
With decades of industry experience, we commit to integrity and ongoing support—helping you make confident, informed decisions every step of the way.et
Providing expert guidance in comprehensive financial planning, Social Security optimization, risk protection, and business succession strategies.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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